This is not an advertisement for a particular home. The $100.00 per month is the net monthly payment that is possible for a buyer that purchases a home for $105,000 at a 30 year fixed rate of 5.00% after taking into account the Tax Credits available to a buyer today in Ohio. The actual Principle and Interest Payment is $563.66 for 30 years. If the buyer qualifies and uses the OHFA Mortgage Credit Certificate Program and the $8,000 Stimulus Tax Credit the home could cost them on $100.00 as a net Principle and Interest payment. Here is a calculator that does the actual math.